— Legal
The Contract, in plain terms.
Draft — pending attorney review
Refund Policy
01
Monthly Tiers
Monthly subscriptions to The Commitment and The Frontier are billed on a recurring monthly basis. You may cancel at any time and your access will continue until the end of the current billing period. We do not offer prorated refunds for partial months.
02
The Covenant Tier
Annual subscriptions to The Covenant are billed once per year. You may request a refund within 14 days of your initial subscription or annual renewal. After 14 days, no refunds will be issued. If you cancel, your access will continue until the end of the annual period.
03
The Promise Tier
The Promise tier is free and requires no payment information. There is nothing to refund.
04
Exceptions
If you were charged in error or experienced a technical issue that prevented you from accessing the platform for more than 72 consecutive hours, please contact us at billing@cross-hug.com within 30 days. We will review your case and issue a refund if warranted.
05
Process
To request a refund, email billing@cross-hug.com with your account email and a brief description of the reason for your request. Refunds, when approved, are issued to the original payment method within 5-10 business days.
06
Auto-Renewal Disclosure
Paid memberships renew automatically so your access is never interrupted. The Commitment renews every month at $12, charged to your payment method on the same calendar day you first subscribed; The Frontier renews every month at $50, charged to your payment method on the same calendar day you first subscribed; The Covenant renews every year at $1,776, charged on your subscription anniversary. We email a receipt after each charge. You may cancel auto-renewal at any time from Account → Billing or by emailing billing@cross-hug.com before your next renewal date; cancellation stops future charges and your access continues through the end of the period already paid for. Prices may change with at least 30 days’ notice before a renewal.
07
Digital Goods (Draft)
DRAFT — pending attorney review. This section covers one-time purchases of digital products: the Covenant Kit, the PVOS Starter Pack, the Complete Bundle, and the three volumes — Volume I — The American Contract: Student Edition; Volume II — The American Contract: Collegiate Edition; Volume III — The American Contract: Facilitator Edition. Each is unlocked for download in your account once payment completes. A refund for a digital purchase may be requested within [OWNER TO SET: refund period] of purchase, by the process in section 05.
In this document
01
Monthly Tiers
02
The Covenant Tier
03
The Promise Tier
04
Exceptions
05
Process
06
Auto-Renewal Disclosure
07
Digital Goods (Draft)
Last updated May 2026. Questions? Contact legal@cross-hug.com